Cash Benefits Paid Directly To You
For Hospital, Cancer & Critical Illness
A serious medical event can create unexpected costs fast—deductibles, copays, missed work, and household bills. These supplemental plans are designed to help protect your savings
Coverage Designed for Major Medical Events That Disrupt Your Life
Here
CANCER
Our rider pays lump-sum benefits to help offset expenses and protect your clients financially. Clients can choose from six benefit amounts: $2,500, $5,000, $10,000, $15,000, $20,000 and $25,000.
STROKE
If you suffer a covered stroke that meets the policy requirements, you receive a one-time cash payout. Funds can help cover rehabilitation, therapy, and everyday living costs while you recover.
HEART ATTACK
The policy pays a lump-sum cash benefit if you experience a covered heart attack. This money helps cover medical bills, lost income, and other expenses, protecting your savings and reducing financial stress so you can focus on recovery.
Kidney Failure
If you are diagnosed with covered end-stage kidney failure requiring dialysis or transplant, the policy pays a lump-sum benefit. The payment is made directly to you to assist with ongoing treatment and financial needs.
ICU STAYS
Provides cash benefits for ICU stays, helping cover the high costs of critical care. The benefit can be used for medical bills, daily living expenses, or lost income, giving you and your family financial support while you focus on recovery.
Home Health Care
The home health care rider provides a daily benefit to help cover the care and assistance your clients may need to recuperate at home. After an inpatient hospital stay — or care in a skilled nursing facility — clients who return home may need help bathing, dressing, eating and other activities of daily living (ADLs).
Major Diagnostic Testing
Diagnostic tests include: Computerized Tomography (CT); Magnetic Resonance Imaging (MRI); Positron Emission Tomography (PET) scan; Angiogram; Computerized Tomography Angiogram Scan; Electroencephalogram (EEG); and Electrocardiogram (EKG)
Outpatient Surgery
This rider provides an additional benefit to help cover the cost of surgery received in an ambulatory surgical center or outpatient hospital facility.
Prescription Drugs
To further protect their finances from the cost of medications, your clients can add a prescription drug rider. • This rider reimburses $15 for generic and $30 for brand-name prescriptions. Clients can select either a $250 or $500 maximum benefit per calendar year. • Reimbursement is available until the annual calendar-year maximum benefit amount is reached.
Our Simple Process
Schedule Your consultation
Select a convenient time on our calendar. You’ll receive a confirmation with details on how we will connect (phone or virtual).
Coverage Review
We review who needs protection, your goals, health information, and budget to determine the best available options.
Compare Options
We present qualified carriers and explain benefits, pricing, and any living benefit features so you can make an informed decision.
Secure Your Protection
Once you choose the right plan, we complete the application and guide you through next steps to activate coverage.
